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	<title>zdima.net &#187; Personal</title>
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		<title>FICO Credit Score Calculations Change Today [Credit Report]</title>
		<link>http://zdima.net/blog/archives/1620</link>
		<comments>http://zdima.net/blog/archives/1620#comments</comments>
		<pubDate>Thu, 05 Feb 2009 18:30:00 +0000</pubDate>
		<dc:creator>Adam Pash</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Personal]]></category>

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		<description><![CDATA[<p><img src="http://cache.gawker.com/assets/images/lifehacker/2009/02/credit-repair.png" width="305" height="290">In the current economic downturn, the last thing you want to see is your credit score go to hell. Today, a new system for determining your credit score has rolled out, and here are the highlights.</p> <p><i>Photo by <a href="http://flickr.com/photos/thetruthabout/2720239113/">TheTruthAbout...</a></i>.</p> <p>The new FICO system—called FICO 08 (apparently it was meant to debut last year)—has tweaked many factors, hoping to distinguish between consumers who&#39;ve made an isolated mistake and those with habitual credit troubles. Our friends over at Consumerist have covered the highlights:<br /> <blockquote><ul><li>Debts less than $100 that go to collections will matter less.</li><li>They will look at the total picture more. A single repossession, for instance, won't matter as much if everything else looks good.</li></ul></blockquote></p> <p>Head over to Consumerist for a closer look at four other ways the scoring has changed, then let's hear how you feel about those changes in the comments.</p> <div><a href="http://consumerist.com/5146660/6-ways-your-credit-score-changes-thursday">6 Ways Your Credit Score Changes Thursday</a> [Consumerist]</div> <br style="clear:both">
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</div><img src="http://feeds2.feedburner.com/~r/lifehacker/full/~4/WyCWIOL-4qo" height="1" width="1"><p class="read-more"><a href="http://zdima.net/blog/archives/1620">> Read more</a></p>]]></description>
			<content:encoded><![CDATA[<p><img src="http://cache.gawker.com/assets/images/lifehacker/2009/02/credit-repair.png" width="305" height="290">In the current economic downturn, the last thing you want to see is your credit score go to hell. Today, a new system for determining your credit score has rolled out, and here are the highlights.</p>
<p><i>Photo by <a href="http://flickr.com/photos/thetruthabout/2720239113/">TheTruthAbout&#8230;</a></i>.</p>
<p>The new FICO system—called FICO 08 (apparently it was meant to debut last year)—has tweaked many factors, hoping to distinguish between consumers who&#39;ve made an isolated mistake and those with habitual credit troubles. Our friends over at Consumerist have covered the highlights:<br /> <br />
<blockquote>
<ul>
<li>Debts less than $100 that go to collections will matter less.</li>
<li>They will look at the total picture more. A single repossession, for instance, won&#8217;t matter as much if everything else looks good.</li>
</ul>
</blockquote>
<p>Head over to Consumerist for a closer look at four other ways the scoring has changed, then let&#8217;s hear how you feel about those changes in the comments.</p>
<div><a href="http://consumerist.com/5146660/6-ways-your-credit-score-changes-thursday">6 Ways Your Credit Score Changes Thursday</a> [Consumerist]</div>
<p> <br ><br />
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		<title></title>
		<link>http://zdima.net/blog/archives/117</link>
		<comments>http://zdima.net/blog/archives/117#comments</comments>
		<pubDate>Mon, 26 Nov 2007 00:27:23 +0000</pubDate>
		<dc:creator>ZDima</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.zdima.net/blog/archives/117</guid>
		<description><![CDATA[My latest speed test on my home connection: Powered by]]></description>
			<content:encoded><![CDATA[<p>My latest speed test on  my home connection:</p>
<p><object type="application/x-shockwave-flash" data="http://www.thinkbroadband.com/swfcharts/chart.swf?library_path=http://www.thinkbroadband.com/swfcharts/&amp;php_source=http://www.thinkbroadband.com/speedtest/showgraph/id/119603613432266015067.html" id="chart" height="360" width="600"></object>Powered by <a href="http://www.thinkbroadband.com/speedtest.html" target="_blank"><img src="http://www.zdima.net/blog/wp-content/uploads/2007/11/thinkbroadband.gif" height="19" width="202" /></a></p>
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		</item>
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		<title>Cool &amp; neat stuff</title>
		<link>http://zdima.net/blog/archives/22</link>
		<comments>http://zdima.net/blog/archives/22#comments</comments>
		<pubDate>Thu, 07 Jun 2007 18:14:44 +0000</pubDate>
		<dc:creator>ZDima</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.zdima.net/blog/archives/22</guid>
		<description><![CDATA[Today I try-out a new Google&#8217;s Reader, a monitoring solution to aggregate different feeds. It is cool. Below are links that I found useful. I am planning to post similar links in the feature. Family essential information &#8211; I have to do this yesterday Cool enhancement for your stairs &#8211; - I will make this this weekend (if will have time). How to start Ruth IRA &#8211; This could be handy.]]></description>
			<content:encoded><![CDATA[<p>Today I try-out a new Google&#8217;s Reader, a monitoring solution to aggregate different feeds. It is cool.</p>
<p>Below are links that I found useful. I am planning to post similar links in the feature.</p>
<p><a href="http://lifehacker.com/software/technophilia/organize-your-familys-essential-information-in-case-of-an-emergency-264969.php">Family essential information</a> &#8211; I have to do this yesterday <img src='http://zdima.net/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> <a href="http://lifehacker.com/software/technophilia/organize-your-familys-essential-information-in-case-of-an-emergency-264969.php"><br />
</a></p>
<p><a href="http://lifehacker.com/software/storage/turn-your-staircase-into-a-set-of-drawers-265155.php">Cool enhancement for your stairs</a> &#8211; - I will make this this weekend (if will have time).<a href="http://lifehacker.com/software/storage/turn-your-staircase-into-a-set-of-drawers-265155.php"><br />
</a></p>
<p><a href="http://www.getrichslowly.org/blog/2007/06/07/how-to-start-a-roth-ira-and-where-to-do-it/"> How to start Ruth IRA</a> &#8211; This could be handy.<a href="http://www.getrichslowly.org/blog/2007/06/07/how-to-start-a-roth-ira-and-where-to-do-it/"><br />
</a></p>
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		<item>
		<title>Bad luck</title>
		<link>http://zdima.net/blog/archives/15</link>
		<comments>http://zdima.net/blog/archives/15#comments</comments>
		<pubDate>Wed, 16 May 2007 14:41:35 +0000</pubDate>
		<dc:creator>ZDima</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.zdima.net/blog/archives/15</guid>
		<description><![CDATA[Last week we were scheduled to have a siding replacement on our ranch house. Unfortunately contractor call and tell us that the siding we choose is not available at warehouse while the computer system indicates otherwise. So we have to wait another week till it gets here. Well, next week (today), I got to know that delivery for a double sink for our bathroom will be delayed too. And the reason for this, &#8230; the item is not available at warehouse to ship while the computer system indicates otherwise.]]></description>
			<content:encoded><![CDATA[<p>Last week we were scheduled to have a siding replacement on our ranch house. Unfortunately contractor call and tell us that the siding we choose is not available at warehouse while the computer system indicates otherwise. So we have to wait another week till it gets here.</p>
<p>Well, next week (today), I got to know that delivery for a double sink for our bathroom will be delayed too. And the reason for this,<span id="more-15"></span></p>
<p>&#8230; the item is not available at warehouse to ship while the computer system indicates otherwise.</p>
]]></content:encoded>
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		<title>Protected: Commvault Christmas party</title>
		<link>http://zdima.net/blog/archives/8</link>
		<comments>http://zdima.net/blog/archives/8#comments</comments>
		<pubDate>Thu, 18 Jan 2007 17:38:31 +0000</pubDate>
		<dc:creator>ZDima</dc:creator>
				<category><![CDATA[Personal]]></category>

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